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  1. Chittaranjan / Dec 4 2008 8:03 pm

    Yikes! And to think that I “almost” accepted their Credit Card offer! and WTF do they need 10K for? Isn’t a sal a/c supposed to be have no ‘minimum balance’ condition?

    P.S: When I was a kid, I wanted an RBI account to deposit my ‘pocket money’ but my parents dissuaded me by saying that the closest branch was in Kolkata, so I stopped asking for it 😳

  2. Liju Philip / Dec 5 2008 2:01 am

    I still wonder why people have an account with Citibank. Its the most hyped junk bank in the world. You can add HSBC (who will send you bills even after you cancel your account and cards with them) and ICICI.

    With ICICI, i have used maa-behan gaalis at least 4-5 times and then they work properly. Am sad to use them on the poor guys/girls who work at the call centres and pick up our phones…but kya karen? They dont work without that type of language being used.

    I would say, pick up the phone, call them up and wait till you get a customer service fellow on the phone. After that, use the best gaalis you can think of. They work immediately after that. Try it out 😀

  3. rksadhu / Dec 5 2008 6:12 am

    What a great pain akki… but the good thing is u’ve found a way for credit card payment.

    @Chittaranjan: Salary account with any bank is a ‘Zero minimum balance’ account but here akhil’s salary account was shifted to Axis. Once the transactions are not done through the bank, they hunt account holders to have a minimum balance (5K/10K) failing which the account would be closed.

    Citibank is a multinational bank and they’ve some stupid policies to retain customers. They would send u statements for months and years even after there are no transactions for the account. I still get statements from Citibank abt my unused account, showing a negative balance of 400/500 rupees.

    Aisa bhi hota hai yaaron…

  4. Santhosh / Dec 6 2008 8:15 am

    I am also tired of the constant shifting of the salary accounts from one bank to another. Why don’t we have a facility where we can have an account and are free to choose which bank manages our account. Something similar to the mobile number portability.

  5. vinay / Dec 6 2008 5:02 pm

    Lakalakalaka!
    Thanks to Citibank, Akhil will never sleep.
    Thank you Akhil. I am going to take out my remaining 7k from the bank a/c 2morrow.

  6. Chittaranjan / Dec 6 2008 6:32 pm

    @Santosh: Imagine the pains of your employer….for each such account, he has to issue a separate cheque/payment advice!

    Best practice would be to have one a/c with a nationalised/trusted bank and whatever MNC bank the sal a/c be, to use it as sparsely as possible.

  7. xrdx / Dec 18 2008 5:42 pm

    Citibank…aka Shittybank.

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